Turn Unpaid Invoices into Working Capital
Don’t let long payment cycles slow your growth. With invoice financing, we advance you cash for invoices from accredited payors — helping you bridge cash flow gaps and keep your business running smoothly.
Who is this best for?
Suppliers & Contractors billing large corporations or government agencies
Exporters waiting for overseas buyers to settle invoices
B2B SMEs in industries like packaging, raw materials, and leasing
Fast-growing companies with capital tied up in receivables
What makes N90 invoice financing different?
Access fast and flexible SME loans in the Philippines with higher limits and simple requirements. N90 business loans offer quick approval, transparent rates, and no collateral needed.
Quick Access to Cash
Unlock funds from approved invoices in days
Accredited Payors Only
Secure and reliable invoice coverage
Improve Cash Flow
Eliminate waiting periods of 30–90 days
Simple Process
Minimal paperwork, quick turnaround
Unlock the capital your business needs—fast, fair, and simple.
Why choose N90?
Trust & Transparency
No hidden fees, all charges are disclosed upfront so you know exactly what you’re paying for.
Relationship First
We build long-term partnerships, understanding your business and supporting your growth over time.
Fast & Flexible
Quick application process and funding options tailored to your specific needs.
Proven Credibility
SEC-registered and nationally recognized, giving you peace of mind that you’re working with a reputable lender.
Refer & Earn
Know a business that needs financing? Refer them to N90 and earn 1% of their loan volume when they get funded. Help SMEs access fast, fair financing — and get rewarded for it.
Refer NowGet Started Today
Don’t let cash flow gaps hold you back. N90 provides up to ₱25M in fast, flexible SME financing — without the bank headaches. Apply now and keep your business moving forward.
Get Funded
