Refer & Earn

N90 Lending Corp. is a trusted, SEC-registered lender in the Philippines, providing flexible and transparent financing solutions designed to help businesses grow. We offer funding of up to ₱25M, tailored to your needs—whether for expansion, operations, or new opportunities. Our team prioritizes strong relationships, expert guidance, and complete transparency, ensuring you have the capital and support to achieve your business goals.

Refer Now

How our Refer & Earn program works!

When you refer a business to N90 and they successfully take a loan with us, you earn 1% of the loan volume as your reward.

Example: If your referral secures a loan of ₱15,000,000, you’ll receive ₱150,000.

It’s that simple: Refer. Loan Approved. You Earn.

Earn 1% for every business you refer

Submit a referral today and get rewarded when they take a loan with N90.

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Our Promise

Business financing should be simple and fair. Here’s what sets us apart.

No Hidden Fees - Every peso is transparent. You’ll always know the exact cost before you sign—no surprises, ever.

Fast Decisions - We know timing matters. That’s why our application process is quick, straightforward, and designed to get you approved faster.

Eligibility Requirements

Philippine resident with valid government ID (Or ACR Card if Foreign)

Business registered with BIR, DTI (sole proprietorship) or SEC (partnership/corporation)

Annual revenue ₱50M+

Why choose N90?

Trust & Transparency

No hidden fees, all charges are disclosed upfront so you know exactly what you’re paying for.

Relationship First

We build long-term partnerships, understanding your business and supporting your growth over time.

Fast & Flexible

Quick application process and funding options tailored to your specific needs.

Proven Credibility

SEC-registered and nationally recognized, giving you peace of mind that you’re working with a reputable lender.

What our customers say

"Exceptional Speed and Support"

Work with them if you like transparent pricing, quick application process, and want to build a long term business relationship with a company willing to refer new business your way.

John Carter

CEO

"Reliable, price competitive and relationship-based credit partner"

N90’s been our trusted partner for helping us gain access to the right kind of credit products, with the right timing. Definitely unlocked massive opportunities us.

Pat Zulueta

CEO

"Genuine Service"

They even showed interest of raising funds for us by connecting us to various investors and funders. As the company’s CEO, I am very excited to put our vision and goals into fruition through the help of N90.

John Carter

CEO

N90 Lending Corp.
N90 Lending Corp. is duly registered with the Securities and Exchange Commission with SEC Registration No. 2024050153072-63 and Certificate of Authority No. L-24-0698-59.

Advisory:
Loan terms, interest rates, and fees may vary per transaction. Please review the terms and conditions of the loan agreement and disclosure statement that will be sent to you before proceeding with your loan.

10th Floor, Century Pacific Tower, 5th Ave. cor. 30th St 4th Ave. Bonifacio Global City, Fort Bonifacio 1634, Taguig City, NCR, Philippines

hello@n90.asia

+63 (0) 962 663 1393